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DDS may be able to assist you in stopping harassing phone calls and demand for payment by mail

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DDS may be able to assist you in preventing debt collection calls, harassment, and more by challenging your collectors to prove the alleged debt is valid, verifiable, and collectible. Amazingly one civil court judge in Brooklyn, who presides over as many as 100 credit card debt collection cases a day stated, "I would say that roughly 90 percent of the credit card lawsuits are flawed and can't prove the person owes the debt." Our dispute includes federal laws and statutes found in the Fair Debt Collection Practices Act, and other laws. Not only can DDS potentially be able to assist you in stopping collection calls, our paperwork requests them to prove the debt. Experience shows that our process works, we even have a guarantee.




Our procedure disputes the account which collectors are trying to make you pay. We require your collector to provide validation, verification, and proof of their legal authority to collect from you.  You'd be surprised to learn they can't, in fact over 10,000 debt cases were dismissed in Maryland alone due to a debt collector not being licensed (not having legal authority) to collect.  Our paperwork requests proof your collector is licensed, that they have records, that the original contract does not violate Truth in Lending Laws, and much more. Due to legal technicalities, fraud by some collectors, or a lack of records from the original creditor, debt collectors may be unable to validate the debt.

is to help you protect yourself from unverifiable debts and demands from debt collectors who act fraudulently or engage in unfair or deceptive practices. Our goal, through education, proactive personal debt research, and dispute is to reduce the incidence of personal bankruptcies in the United States.

 

Because DDS uses a variety of laws to demand full verification of the source, validity, and authority of the debt collector to pursue you, they often cease collection. To see if we can be of assistance in your situation, call us for a free consultation.



 

“Thank you so much for  your program, you have saved us so much burden and money. We will make sure to refer many other people we know to you. I can’t believe how simple and effective this program is. Keep up the good work!!!”
-Y.P. Kim